What is it?

Home insurance covers damage caused to your home from the structure (ceilings, walls, floors) to to Personal belongings (appliances, furniture and fixtures).
It also has the coverage of extra-contractual civil liability or damage to third parties due to events that happen in your home and affect the neighbor or co-ownership.

What for?

You buy home insurance to have peace of mind, for example: In an apartment a pipe breaks and deteriorates your downstairs neighbor‘s floor and walls, resulting in property damage, if you purchase a Home insurance you can cover those expenses that occurred due to a daily unexpected event, protecting you, and avoiding many annoyances.
Also provides protection against the cost of repairing damage to your home from circumstances that are outside of your control, for example: fire, wind, lightning, malicious acts of third parties, theft and third party liability as described in the example of the downstairs neighbor. The home insurance policy can replace the fire and earthquake insurance of the mortgage loan, obtaining more benefits for a better price and greater coverage.

How do you hire it?

To make the policy quote you need:

• The commercial value of the property.
• Global value of Personal property
• Square meters built and location.
• For the issuance of the policy, the following is completed:
  • The application form.
  • The customer knowledge form.
  • Identification document.