For these moments of Self Care, we have services without leaving your home - Dr Link

With your Allianz health policy, you can now request an appointment for general medicine and pediatrics without leaving your home, with the following steps:

• You call line # 265 option 2 to request and schedule your appointment
• Then you will receive a text message with a link where you enter and connect with the doctor through a video call
• You do not need to pay a co-payment

What does the Pension Gap mean?

The pension gap is the fraction of the salary that the pension does not cover.

The pension in a medium premium regime (colpensiones) can be between 65% to 80% maximum of the average salary of the last 10 years, that is, if a person has a salary of $ 3,000,000 the value The approximate allowance would be $ 1,950,000, so the missing income corresponds to $ 1,050,000; if you know this information and you realize that something needs to done, you can plan parallel savings and not hurt your quality of life.

The disability pension

In the case of the disability pension, the method to pay the allowance is different, Loss of earning capacity intervenes with percentages of 50% to 65% and loss greater than 66%, for the loss between 50% and 65%, the percentage of the pension allowance is 45% of salary (IBL); In other words, a person had an accident that lead to permanent disability, with a salary of $ 3,000,000 pesos, the Loss of earning capacity of 50%, the approximate allowance would be $ 1,350,000, in this case there would be a shortage of $ 1,650,000 pesos per month, here It is where life insurance becomes a fundamental instrument to maintain quality of life in an unforeseen event.

Home insurance also protects your pet

Pets are protected with the assistance of the home policy, you have services for a pet including:

• Veterinary consultation at home.
• Veterinary Control.
• Veterinary expenses due to accident.
• Vaccination.
• Transport by accident.
• Location in case of loss and others.
  
  

Virtual Inspection for Cars

In order to make the inspection process more agile and dynamic, the virtual inspection service is perform for family light vehicles, with up to 10 years old; the vehicle must be clean and not present major claims.

Digital Inspection for Pime and Multi-risk Business

The new form of virtual inspection is carried out by means of an online form where all the necessary information for the subscription of the policy can be supplied. There are three ways to accomplish the virtual inspection:

• Assisted with the support of a risk engineer.
• No Physical Presence Required.
• Through video conference.
  
  

Allianz with its own medical centers

In each main city of Colombia, work is being done to have their own medical centers; where the insured has preventive medicine, outpatient, outpatient services with preferential rates. At the moment the medical centers are already operating in the cities of:

• Bogotá DC.
• Barranquilla.
• Armenia.
• Medellín.
  
  

The Allianz health policy is consolidated in the Colombian market

Maintains its service standards, which are demonstrated:

• The renewal rate of Allianz health policies is around 95%, thanks to quality standards in service and extensive national and international medical network.
• Clients express satisfaction and loyalty for the services they have received with an overall service rating of 4.7 out of 5.
• They have unlimited coverage therefore it does not matter what EPS you have.
• Medical authorization processes are digital and agile, with a 48-hour response time for complex procedures.
• In each main city of Colombia, work is being done to have their own medical centers; where the insured have preventive medicine, outpatient and outpatient services with preferential rates.
  
  

To protect the investment you make in your home or business, you must take into account 3 very important aspects:

• That your house is built in compliance with earthquake resistance standards and technical specifications in the sewage and rainwater drainage systems, gas supply and water supply. The earthquake resistance code and standards have the main objective of saving lives ,for this reason in the construction of any building improvisation cannot be contemplated and undermine the work of an architect, calculation, hydraulic, sanitary and electrical engineers.
• Insuring your house, there are two ways to insure a building: commercial value and reconstruction value, commercial value includes labor, materials, land and the valuation of the home in the real estate market with different variables such as location, antiquity, stratum and others.
• Carry out preventive maintenance of rainwater drainage systems such as roof channels; The wastewater drainage system should not be poured with oil residues since they solidify and plug the pipes, in addition, an environment is created for the cockroaches to be feed and the home will be infested.
  
  

Ecuador Earthquake Data April 16, 2016

The earthquake in Ecuador lasted 75 seconds, less than a minute and a half, with a Richter magnitude scale of 7.8, there were approximately 3,400 earthquake aftershocks that destroyed around 69,000 buildings, the affected homes were around 35,000 and of this group 4,900 were demolished for not being considered safe. Today there are still people living in tents, containers or wooden houses for broken promises, there is a deficit of around 1734 homes. It is worth highlighting the importance of consciously designing, building and testing with professionals applying the earthquake resistance code and standards; and of course ensuring housing, reestablishing family quality of life in the short term, avoiding later to depend on governmental entities.

What consequences can a hypertensive disease bring?

Blood pressure fulfills the objective of taking blood to the blood vessels, reaching all the tissues of our body supplying oxygen and nutrients; When this pressure is altered and comes with too much force in a constant way, it hits the walls of the vessels, these walls begin to harden and also the heart must make a greater effort to pump the blood, this imbalance is called hypertension. for When the blood vessels harden, the flow of blood becomes difficult and favors cholesterol deposits, causing arteriosclerosis.
Hypertension can be controlled by going to the doctor in time to find the right medicine, but the work must be as a team because the patient must improve their eating habits, exercise, and emotional and mental state.
Hypertension can lead to other diseases such as cardiac ischemia (where the heart does not receive enough blood flow or oxygen) and brain and cardiovascular diseases (the brain stops receiving blood and oxygen for a moment and some brain cells die with irreparable damage) The body speaks and gives signals such as headaches, dizziness, nausea, on some other occasions hypertension is silent, the important thing is awareness in caring for our body and health and performing periodic medical check-ups.