INSURANCE FOR SMEs (Small or medium business)
Continue building your assets and relax
What is it?
The insurance assumes the particular risks of each company, of the different economic sectors (industrial, commercial or services) that have participation in the market, for this reason there are different policies that range from construction and assemblies, business property , the different risks in civil liability (professional, hydrocarbons, handling, routes), transportation, navigation, directors and administrators.
What for?
To cover the unfortunate events that involve valuable economic resources that can become a setback in the lack of financing of the company, the detriment of the patrimony and delay the return to productivity. Failure to transfer risk can lead to the bankruptcy of a company and harm not only the owner but also the human resources who depend on their jobs.
How do you hire it?
To subscribe a business policy you must submit:
- Identification legal representative
- Unique customer knowledge form (Sarlaft).
- Financial Statements
- Chamber of Commerce
- Rut
- Risk inspection
To protect the investment you make in your home or business, you must take into account 3 very important aspects:
- That your house is built in compliance with earthquake resistance code and standards and technical specifications in the sewage and rainwater drainage systems, gas supply and water supply. The earthquake resistance code has the main objective of saving lives , for this reason in the construction of any building improvisation cannot be contemplated and undermine the work of an architect, calculation, hydraulic, sanitary and electrical engineers.
- Insuring your house, there are two ways to insure a building: commercial value and reconstruction value, commercial value includes labor, materials, land and the valuation of the home in the real estate market with different variables such as location, antiquity, stratum and others.
- Carry out preventive maintenance of rainwater drainage systems such as roof channels; The wastewater drainage system should not be poured with oil residues since they solidify and plug the pipes, in addition, an environment is created for the cockroaches to be feed and the home will be infested.
Allianz with its own medical centers
In each main city of Colombia work is being done to have their own medical centers; where the insured have preventive medicine, outpatient and outpatient services with preferential rates. At the moment the medical centers are already operating in the cities of:
- Bogotá DC.
- Barranquilla
- Armenia
- Medellín